Historical Time to Buy or Upgrade

The current state of the US Economy is no secret, and it certainly has had its affect on each of our lives in different ways. In a time of Recession, our national business cycle lulls, production and Gross Domestic Product decrease which ultimately leads to a fall in employment, spending, business success, and individual family income. Coupled with certain poor decisions executed by the primary and secondary mortgage markets, home ownership became increasingly difficult and undesirable over the last few years.

In accordance with the duties of the Federal Government and the principles of Keynesian Economics, the Central Bank has taken action to attempt to correct the issue by raising the incentives of home ownership. This is primarily being executed by a decrease in home loan interest rates which results in a lower monthly mortgage for you, and an increase in your buying power.

Take a look at the most recent update to the California Mortgage Rate Averages according to Informa Research Services, Inc. as of February 14, 2012.

             Loan Type                                  Today                                Last Week
            
          15 Year Fixed                                3.459%                                  3.436%
          30 Year Fixed                                4.093%                                  4.087%
           1 Year ARM                                 3.307%                                  3.314%
         5/1 Year ARM                                3.230%                                  3.221%

If you are currently renting and considering home ownership, now is the time. Call us to discuss your personal circumstance and the possibility of home ownership for near or less than you're paying now with no obligation.

If you are currently a homeowner, call us today for a free home valuation, and your best options to take adavantage of this historic opportunity.


Mark Winkler & Associates is the only team you want in your corner. With seasoned Real Estate professionals with years of Buying and Selling experience on your side, you will be able to make the most of this once in a lifetime window of opportunity. Call today to schedule a time to meet with a member of the team and get moving!

 Mark Winkler & Associates

619-223-5478

Chris's New North Park Listing

Featured Agent

Chris Mannerino

Agent Associate // CA DRE# 01450032

I am a Real Estate Consultant with Mark Winkler and Associates, and I am so excited to be on such a wonderful and dedicated team of professionals.  I love helping people buy and sell their homes in Point Loma and all over San Diego County.

I have been working full time in Real Estate since 2004, and I have been named by San Diego Magazine as a "5 Star Agent" for the fourth consecutive year since 2006, of which only 3% of all San Diego agents are nominated every year.  My clients become like family to me, because they know they will be treated with such dedication and care, as though they are my family.

I grew up in the Northern California town of Chico.  I have lived in Ocean
Beach/Point Loma for over 20 years, and I plan on calling this home for the rest of my life.  I love to work here, play here, and support  the community in which I am raising my children.  I am so lucky to call Point Loma my home.  

If you have any questions about Selling or Purchasing a home,

contact Chris Mannerino directly at 619-820-6800

mannerino@cox.net

Point Loma Heights Listing in Escrow in 6 Days!!

The Mark Winkler Team congratulates our own Sue FitzGerald on the pending sale of her listing at 4393 Santa Cruz Ave!

The property is a two bedroom, one bathroom home in Point Loma Heights. Sue acquired the listing on Wednesday January 25, 2012 and worked with her seller to accept an offer on Tuesday January 31, 2012.  With professional experience and clever market insight, Sue was able to meet and exceed her client's anticipated goals for the sale of his home, and ultimately, "get results"!

Contact Sue FitzGerald and the entire Winkler Team to discuss the route to realization of your own Real Estate goals!

Call: 619-223-5478
Email: list223@aol.com

Featured Agent

Sue FitzGerald

Agent Associate // CA DRE# 00940362

Sue is a 25-year member of the San Diego Real Estate community.  By closely watching the current inventory, she maintains a thorough knowledge of  property availability. 

Because Sue primarily works with Buyers, she is able to focus on helping her clients find the perfect home or investment property.  More importantly, Sue networks with other agents and is able to provide her clients with access to new listings prior to their publication on the Multiple Listing Service.  She prides herself on her negotiating skills and will leave no stone unturned in the process of securing the perfect property for her buyers. 

Sue's knowledge of various financing options is one of the best services she provides. Sue pays close attention to her client's needs and pours her whole heart and energy into her transactions.  Many clients have commented, "Sue is not only my Realtor, she is my friend."  Sue has won awards for her successes in Real Estate and Mark Winkler is proud to have her as a Buyers' Agent.

Should you be interested in listing or purchasing a
home with Sue FitzGerald, Contact her  directly at:

619.665.6293